Remortgage my home
Whether you're looking to pay off an existing mortgage or release some capital, timing is everything. We help homeowners across Suffolk find the right deal before their fixed rate ends.
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Fixed deal ending soon? We start searching for your next deal up to 6 months before it expires.
Don't sit on a lender's standard variable rate. Remortgage with confidence
If you're approaching the end of a fixed rate period, it's important to start your remortgage application early, reverting to a standard variable rate can mean higher monthly repayments than necessary.
You may wish to consolidate existing debts, shorten the term of your current mortgage, or use any increase in your home's value to reduce your repayments. Whatever the reason, we'll find the mortgage that suits your needs.
Please note: you may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing other debts against your home.
Starts 6 months early
We search before your current deal ends
Equity release
Options to release capital from your home
Product transfers
Sometimes staying with your lender is the better deal
Early Repayment Charge checks
We factor these in before recommending a move
Agreement in Principle in hours
Move quickly once you're ready
How remortgaging works, in three steps
We compare the market
Including your current lender, so you can see how your options stack up.
You get an Agreement in Principle
Often within hours, so you know where you stand.
Self-employed buyers welcome
Timed so your new deal starts right as your old one ends.
Do you need help working out your remortgage repayments?
Working out how much your remortgage could cost each month doesn’t have to be complicated. Your repayments can depend on factors such as the amount you borrow, your interest rate and the length of your mortgage term. Use our remortgage repayment calculator to get an estimate of your potential monthly payments and start planning your next steps with confidence.
Finding the right deal, whatever the reason
Whether you are looking to pay off an existing mortgage or release some capital, when it comes to remortgaging your home, timing is everything. Starting the process early, ideally before your fixed rate ends. This helps you avoid unnecessary costs from reverting to a standard variable rate.
At Orwell Mortgages, we are here to ensure that whatever your reason for remortgaging: debt consolidation, shortening your term, or releasing equity, we find a mortgage that suits your needs.
Mortgage calculator
Get an indicative view of your monthly repayments before your call, for guidance only.
This calculator provides an estimate only and is not a mortgage offer. The amount you can borrow will depend on your individual circumstances, credit history, and lender criteria. There may be a fee for arranging a mortgage — typically £299. Your home may be repossessed if you do not keep up repayments