First Time Buyers
Buying your first home can be the biggest step on the housing ladder. We provide straightforward, whole-of-market advice to get you from "where do we start" to holding your own keys.
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The whole market, not just one lender.
Buying your first home can be the biggest step on the housing ladder. At Orwell Mortgages we can help you in making the right, informed choices and find the best mortgage that suits your individual needs and lifestyle.
It can seem that the easiest approach to obtaining your first mortgage is to call in to your own bank or building society. This is, however, quite often not the best way to take advantage of the wide range of mortgage lenders that are available in the marketplace. We are fortunate at Orwell Mortgages to have access to a wide range of high street mortgage lenders and specialist lenders with exclusive mortgage products.
We will guide you each step of the way, and ensure that you are kept up to date with the progress of your mortgage application from our initial conversation, to the mortgage offer and through to getting the keys for your first home.
5% deposit mortgages
Available for buyers who haven't saved a large deposit
Gifted deposits welcome
We guide you through using one correctly
Self-employed buyers considered
Complex income? We know which lenders fit
Shared Ownership & First Homes
Access to government-backed schemes
Agreement in Principle in hours
Move quickly when you find the right property
Poor credit history considered
We look at your whole circumstances, not just a score
We support at every stage
Buying your first home can be the biggest step on the housing ladder. At Orwell Mortgages, we help you make the right, informed choices and find the best first-time buyer mortgage to suit your individual needs and lifestyle.
We'll guide you each step of the way, and make sure you're kept up to date with the progress of your mortgage application — from our initial conversation, to the mortgage offer, and through to getting the keys to your first home.
Mortgage calculator
Get an indicative view of your monthly repayments before your call, for guidance only.
This calculator provides an estimate only and is not a mortgage offer. The amount you can borrow will depend on your individual circumstances, credit history, and lender criteria. There may be a fee for arranging a mortgage — typically £299. Your home may be repossessed if you do not keep up repayments
Ready to take the first step?
Tell us your situation in a quick, free call, no paperwork, no pressure.