There are many reasons for moving home, from getting a new job, to a new addition to the family, to finding your dream home. When looking to move home it is important to remember that your personal financial circumstances may not necessarily be the same as they were when you applied for your current mortgage. Each mortgage lender’s criteria and range of products will have changed in that time too.

At Orwell Mortgages we understand that moving home can be a stressful time. We are here to help guide you through the sale of your current home and the purchase of your new home. We also outline the costs of selling your current home to any fees involved in the purchase. With our access to a wide range of mortgage lenders and specialist lenders, we will ensure that you receive the best mortgage that suits your needs.

One of the first questions we'll help you answer is whether it makes sense to port your existing mortgage to your new property, or whether taking out a new home mover mortgage would leave you better off. Porting can protect a good rate you're already on, but it isn't always the cheapest or most flexible option once your new purchase price, deposit, and borrowing needs are factored in — we'll run the numbers both ways so you can see it clearly.